One Subject, Three Levels
Financial education evolves as students grow. In this Masterclass Series, educators across elementary, middle, and high school classrooms illustrate how instruction builds over time, drawing on students' prior knowledge and experiences. The Masterclass Guide supports deeper exploration with educator context, guided reflection questions, and curated resources.
HIGH SCHOOL
Engaging Students with Real-World Lessons
5 minutes, 42 secondsDeb Petruzzi | High School Teacher
Blackwood, New Jersey
When personal finance became a graduation requirement, Deb’s course changed—and so did the way she taught it. Hear how real-world examples help her engage students and why she believes every student should take personal finance before graduating.
MIDDLE SCHOOL
Building Financial Skills Before High School
5 minutes, 44 secondsWendy Davis | Middle School Teacher
Fontana, California
Students have ideas about money long before high school. Wendy starts there. Find out how she challenges misconceptions using real-world tools and “reality check” activities to make abstract financial ideas feel concrete and relevant.
ELEMENTARY SCHOOL
Infusing Elementary Money Lessons Into Every Day
4 minutes, 43 secondsJen Berg | Elementary School Teacher
Chicago, Illinois
Money lessons don’t have to live in a standalone unit. Jen weaves financial education into everyday classroom routines. See how her “Berg Bucks” system gives students authentic opportunities to earn, save, spend, and set goals without a standalone personal finance unit.